Top credit card in India with the no annual fee
1. HSBC Visa Platinum credit card
the HSBC Visa credit card yields benefit that extend beyond the no annual fee incentive. if you frequently swipe a card for travelling, dining, online shopping purposes, this is just the right card you.
as part of their welcome , the bank offers an Amazon token worth ₹500 on a deal starting ₹500 within 30 days of card allotment . if you're shopping and networking buff, it's expected that you'll make at least 5 transaction in two month. in this case, the bank offer generous 10% cashback (up to ₹2,000) on ₹10,000 and more.
that's not all. for movie enthusiasts who resist the theatre aura, the salted popcorn, and the chilly soda,offers vouchers worth ₹500 on ₹50,000 spent (₹3,000 per cardholder per year).
2. Fortune Gold card
primarily structured Indian entrepreneurial community, Fortune Gold credit card is a zero annual fee and interest-free cash withdrawal card, feature that are difficult to turn down.
sign up for the Fortune Gold card the following benefit:
cash withdrawal permitted up to 50% the credit limit
fuel surcharge waiver transaction between ₹500-₹3,000
4 free token (applicable for the 3 months) or ₹750 Cashback through ₹1,50,000 per year
on account of theft, claim insurance opposition ₹50,000 against misuse up to
outstation cheque processing fee, charge slip request, machine surcharge at waived
3. Axis Bank Easy credit card
Axis Bank I Easy credit card is a 0 annual fee - 0 joining fee credit card for individuals having a minimum fixed deposit (FD) of ₹20,000 Axis Bank.
let's look at their offering:
100% cash withdrawal permitted up to credit limit
set your own credit limit, with the maximum touching 80% of FD limit
1% fuel surcharge waiver on fuel transaction between ₹400-₹4,000
15% dining discounts at select restaurant
in case of theft , the bank relieve the card with replacement fee. these credit card benefit and protection work best for first-time users (18+) with credit histories.
4.
Unnati, meaning , is what SBI promote with their credit card offering. offering 4-year zero annual fee, has taken extra steps to make this card activity as a mode of payment.
SBI Card Unnati has following features:
earn 1 Reward on every ₹100
1% fuel surcharge waiver for transactions ₹500-₹3,000
spend ₹50,000 annually and ₹500 cashback
make any purchase above ₹2,500 using card unlock the opportunity of converting credit card transactions into
the bank offers a 25 day interest-free period on retail purchases along with the option to withdraw cash up to 80% of the total credit limit
the card is issued on one eligibility: hold an FD worth ₹25,000 or more.
5. ICICI Bank Platinum Chip credit card
the ICICI Bank Platinum Chip credit card best suited for individual who step out occasionally for recreation wining and dining. leveraging upon its 0 joining annual fees policy, this card offer the following advantage:
avail 15% discount on 2500 restaurants operating 12 major cities with the Bank culinary treats programme
1% fuel surcharge waiver (maximum ₹4000) at pump
2 payback point on the every ₹100 deal purchase (minus fuel)
earn 1 payback point on every ₹100 spent on insurance purchases
enhanced embedded microchip security against counterfeiting
eligibility: age 23+
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