Search This Website

Friday, April 29, 2022

what are the best credit cards for students in india

In India, what are the best credit cards for students?

Student Plus Advantage Card from SBI

This credit card is only for customers who have taken out an education loan from State Bank of India. A fixed deposit in any branch of is required to obtain this credit card. The credit card comes with a number of benefits, including no annual renewal cost, which is sure to appeal to you. If you spent more than Rs. 38,000 in the preceding year, you won't have to pay an annual fee. You not only receive one reward point for every Rs. 150 you spend, but you can also use the same reward point to pay down your amount.

If you buy petrol worth Rs. 500 to Rs. 3,000, you are also eligible to a 2.5 percent fuel surcharge waiver at any petrol pump in India. Aside from that, you can order train tickets that will be delivered to your door, pay all of your energy bills online, and earn Reward Points (RP) on international purchases.

You may utilise Student Plus Advantage in more than 24 million outlets in India and abroad. You have the option of transferring the remaining balance from another credit card to your credit card, then getting a rate and paying off your debts in. This will ensure that you save money when it comes to paying your credit card bills.

In India, people are also looking for the best travel credit card.

Plus Advantage Card Benefits

Departmental and grocery spending will receive a 5% value back.

Accelerated Payments

Cash on hand

Acceptance Around the World

Card Add-Ons

Railway Reservations Can Be Made Online

Payment Service for Utility Bills

Transferring the balance on

Money That Is Simple

Student Travel Card from ICICI Bank

If you want to study abroad, the ICICI Bank Student Travel Card is a blessing in disguise. You can pay for your application and university with this credit card either online or with a physical swipe. The card is incredibly convenient to use because it helps you to keep track of your living expenses and is accepted everywhere MasterCard is accepted. This allows you to withdraw cash from over 1.5 million MasterCard accounts.

You are eligible for a free International Student Identity membership, which grants you access to a variety of discounts and unique destination offers. In 131 countries, including India, tempting merchant offers and discounts will be offered. You'll almost certainly benefit from the bank's travel insurance, low rates, and other alliance offers.

Bank Student Travel Card Benefits

It's simple and safe to use.

Discounts and offers for merchants in India and 130 other countries, with over 120,000 merchant locations.

Forex rate with a preference

Exceptionally rewarding

Bank offers an alliance.

Online account management features such as monthly e-statements are available.

International Student Identity Card (ISIC) membership

Your membership will be offered by Destination.

Primary Card replacement is simple.

Travel Insurance that Covers Everything


This card is designed specifically for students studying abroad who require funding in multiple currencies. This card functions similarly to a credit card in that the transaction value is deducted immediately from the Card balance.

The card contains 10 currencies that are accepted all around the world, allowing you to convert them into the currency of the country you are visiting. It is accepted at Visa-affiliated merchant locations. When you make a transaction in card currency, you won't be affected by fluctuating market rates.

You need not be concerned if you are not a bank customer. You can still get this card; all you have to do is go to your nearest branch with the proper documentation.

In India, people are also looking for the best lifetime free credit card.

Card with a Chip

This card is ideal for students who need to travel to multiple locations and wish to carry 23 currencies on one card. Yes, you are correct. You can save money and time by keeping 23 foreign currencies on your Platinum Chip Card. This ensures that you are fully protected against any future foreign exchange fluctuations. You also get a Rs. 5 insurance cover for any form of card misuse or accident fraud.

Credit Card Eligibility Criteria for Students

The minimum age to apply for these student credit cards is 18 years old. To be eligible for these credit cards, students must meet the following basic requirements.


PAN (Personal Identification Number) card (required by few companies)

Certificate of Birth

Address of residence

College identification card (undergraduate or postgraduate)

Enrollment in college

two passport-sized photos

Credit Cards for Students with Bad or No Credit

Many credit card firms have recently begun to offer best credit cards for students. Yes, students can now obtain a credit card by completing a simple and uncomplicated method. In fact, those with a bad credit history can also get these cards with the help of the issuer. There are many credit card providers in the market that allow you to get a card even if you have a bad credit history. In fact, they only work with such applicants and ensure that they get the card instead of facing all the odds. So, if you're a student with no credit history, don't panic; with the help of these providers, you may get a credit card from a variety of banks.

So, the next time someone asks you, "What are the greatest credit cards for students in India?" I hope you already know the answer. Yes, if you want to use a credit card, talk to your parents about it and pick the one that best meets your needs.

Question Frequently Asked

1. Can I get student credit if I don't have any?

Yes, you can apply for a Student Credit Card with a fixed deposit you hold with a bank. As a result, you won't need a credit score to qualify for student credit cards.

People in India are also looking for the Best Air Miles Credit Card.

2. Can students apply for a credit card while in college?

Yes, a credit card can be applied for by a college student. They should, however, have a fixed deposit in their name with the bank. If a college student plans to study abroad, they can apply for a credit card and receive a variety of benefits.

3. How old do you have to be to apply for a Student Credit Card?

To apply for a student credit card, you must be at least 18 years old. You can get an add-on card if you are under the age of 18, but you must be 18 years old to receive a credit card for students.

4. What is the minimum income required to apply for a student credit card?

You will not require any income to apply for a credit card because credit cards are offered against a fixed deposit, thus you will not require any revenue to do so.

5. How to Submit an Application for

You can either call the bank whose card you want to apply for or apply right here on this page. You can apply online by clicking the Apply button and entering your basic information. A representative will contact you to discuss the numerous possibilities available for a student credit card.

6. What documents are required for credit card students?

To apply for a student credit card, you must submit the following documents:-

PAN Card (Personal Identification Number)

Certificate of Birth

Proof for College

Household Address

Card of Identification for College

Photograph of Passport Size

7. Can I take my Student Credit with me when I travel?

Yes, you can make use of Some banking companies, such as Student Credit, give credit cards to students studying abroad. You can apply for those credit cards both in the United States and abroad.

8. What is the procedure for obtaining a student credit card?

You can access the Student Credit Card Login by going to the issuer's official website. You must enter your credentials and log in successfully to your Student Card Account.

9. How do I check the status of my student credit?

You may check the status of your Student Credit card by logging into the issuer's official website. You can, on the other hand, verify the status of a student credit card using the number you provided when applying for the card.

Is it possible for a student to apply for numerous cards?

No, a student cannot apply for several credit cards that are given out in exchange for fixed deposits; therefore, you will only receive one credit card in exchange for your deposit.

No comments:

Post a Comment