Search This Website

Friday, April 29, 2022

how to claim motor accident insurence without lawyer in india

How to file a claim for motor vehicle accident insurance in India without a lawyer

In India, how do you file a claim for car insurance after an accident?

Due to the sheer quantity of vehicles in India, traffic density can be extremely high. Even if you drive cautiously and follow all traffic rules, there may be an inevitable mishap. The process of filing an automobile insurance claim after an accident has developed over time, and numerous transactions have made certain procedures easier to complete. Continue reading to find out what steps you should follow after an accident in India.

Making a Car Insurance Claim After an the Accident:

Claiming automobile insurance after an accident necessitates a thorough awareness of the steps involved in filing a claim with your insurance carrier. A step-by-step approach to filing an insurance claim is provided below:

1. Notify your insurance provider:

Call your insurance carrier and advise them of the collision, as well as the extent of the damage to your vehicle. Make sure you don't withhold information from your insurer because it could be detrimental in the event of a claim settlement.

2. File a police report:

Notify the police of the accident as soon as possible, and if necessary, submit a First Information Report. In the event of theft, a traffic accident, or a fire, a police report is required. You may not need one for minor dings, but you will need one if a third party is involved in the accident.

3. Take Photographs:

Take as many pictures of the damage as possible, as well as the location of the accident. Ascertain that the photograph is clear and that the damages are evident so that the insurance company can assess the degree of the physical damage and settle the claim appropriately.

4. Submit the Documents That Are Required

The insurance company will need certain papers to process the claim, such as a copy of the insurance policy, a copy of the FIR, the owner-license, driver's driver's a copy of your car's registration certificate, and so on. Make sure you submit these documents and have a smooth working relationship with your insurers.

5. Have Your Vehicle Repaired:

You can have your vehicle fixed at a garage. You can also request a remedy from your insurance company. If your claim is approved by the insurer, you will either be refunded or compensated for your loss.

6. If Theft Has Occurred:

In the event that your car is stolen, notify your insurance provider and submit a police report at the nearest police station. Submit documents to the insurance company, such as the, your, and so on. If the police are incapable to locate the vehicle in a just amount of time, a non-traceable certificate will be issued. After that, your insurer will resolve the claim and pay you the current market value of your vehicle.

To file a car insurance claim, you'll need the following documents:

One of the most crucial components of filing an automobile insurance claim is submitting the required documentation. The following is a list of documents that must be shown when applying for vehicle insurance:

a copy of your automobile insurance

The FIR (First Information Report) from the

a copy of the driver's licence

Claim that has been properly filled out and signed

a copy of the original repair bill, a copy of the cash receipt

a photocopy of your vehicle's registration

In the event of an emergency, a medical receipt is required.

In the event of reimbursement, an additional document is required.

If you want your automobile fixed with your money and subsequently file a claim for reimbursement, you will need to present additional documents to the insurance company. The following documents are required in the case of a reimbursement claim:

Original repair bills are paid in cash.

All other documents in the preceding list

No comments:

Post a Comment